0000395696 00000 n The list is very long, but not limited to: Report. They are partner in total health and wellness and are there for customers 24/7 - caring for their body and mind. 5Cigna Dental Health, Inc. provides network management and other administrative services for Cigna Dental plans. The Bywater Company is a full-service commercial real estate firm specializing in brokerage, consulting, development, and property management in the office, medical, industrial, and land sectors. endstream endobj startxref 0 Our personalized customer service, simplified ordering process and post shipment compliance program ensures you have your diabetes supplies on-time, every time! Kaiser Permanente also offers a dedicated phone line for Cigna PPO providers only for preauthorization questions - 888-831-0761. Start getting your eligible supplies today by enrolling below. As your collaborative and trusted partner, Cigna Payer Solutions helps to drive employee health, lower employer costs, and support and enhance the unique value you bring to your customers. 0000397752 00000 n I then had to explain that an ultrasound is NOT an X-ray but that an X-ray falls under radiology which has a different copay amount. 0000000016 00000 n 0000005821 00000 n 0000007280 00000 n <<5D0A48CDAB051444A35BDEC03408FBA1>]/Prev 447176/XRefStm 1617>> In Michigan and Minnesota, patient care services for worksite health and wellness centers are provided by HS Clinical Services, PC, an independently owned professional corporation. What is up with that? We offer multiple networks and Pharmacy Benefit Managers (PBMs) to meet your unique needs. a listing of the legal entities Inpatient care 100% in-network preventive care coverage Aetna, Anthem Blue Cross Blue Shield, Cigna, Oscar, Tricare and United Health Care typically cover weight loss procedures. tbc@bywater.com. They are no help whatsoever. 0000401390 00000 n Suite 200 Cigna is a health and wellness company which specializes in fitness programs, individual private medical insurance and global health benefits. To use the Claims Guest Access portal, go to kp.org/providers and select the members KP region. Cigna. You must be a Cigna customer to use the secure myCigna mobile app. 94 50 They are more than a company, they are a friend, and they make sure you are taken care of, they make sure your needs on the real estate side or the management side are taken care of and theyre always there to help you. Controlling costs, improving employee health, and personalized service are just a few of the ways we can help your organization thrive. 0000010625 00000 n Then they say your not covered for that! Oct 4, 2016. With easy one-touch secure sign on, you can access your digital ID cards, manage your health information, update your profile, and more. For example, they left me a $500 copay stating my X-ray taken at the hospital was for an outpatient hospital stay. Once again, Bywater gives you the run around, connecting you to person to person. They don't know what they are doing. If you are a decision maker for your employee benefits at your company, and would like additional information about CWIBenefits services please complete this form. Fortunately, many insurance companies recognize the serious health threats of obesity and do cover weight loss surgery as long as you meet the qualification requirements. The worst, most painful experience of my life! 0000006718 00000 n Get employees on board faster with Bywaters plan document, created with the employer and employees needs in mind. They also don't know how to process claims. All insurance policies and group benefit plans contain exclusions and limitations. endstream endobj 279 0 obj <>/Metadata 20 0 R/Pages 276 0 R/StructTreeRoot 43 0 R/Type/Catalog/ViewerPreferences<>>> endobj 280 0 obj <>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/StructParents 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 281 0 obj <>stream 0000001296 00000 n Some employers demand a higher level of customization and flexibility that aligns with the capabilities of a Third Party Administrator (TPA). hb``c``:pDAb@qa 1Fv>`hpb83+Z ii Du1h}aZxK1Ag jx8/G80=`y 4Z[lgUhP u G@;O]fc`He` )$ Thank you. 0000011464 00000 n Their accounting department is fabulous. We are dedicated to providing the most effective . We support the spectrum of benefit administration needs ranging from employer plans, health plans, agency back office, HRIS and other third party solution administration needs. 0000006225 00000 n Benefits information above is provided anonymously by current and former ByWater Solutions employees, and may include a summary provided by the employer. hZn> Z,Y( B>"I(urHY*UY+;UeC+T]*hhsU72oreCg*8UH\paV3&3!&T1X%0IU Why Choose Bywater? 2023 CWI Benefits, LLC All rights reserved. 0000001787 00000 n 0000012607 00000 n that insure or administer group HMO, dental HMO, and other products or services in your state). Glassdoor is your resource for information about ByWater Solutions benefits and perks. Commercial/Group Products View our Digital Toolkit for more information about our solutions available to TPAs. 0000027895 00000 n For general inquiries, please complete the form here to learn more. Current and former employees report that ByWater Solutions provides the following benefits. ", For Member/Provider Customer Service, please call. Serving Central Florida Since 1977. 6Cigna Dental Health of Florida, Inc. is a Prepaid Limited Health Services Organization licensed under Chapter 636, Florida Statutes. Joe Doremus, All American Boulevard Warehouses. Cigna login/register. They then left my ultrasound copay instead. Implementation & integration is seamless, as we bring 30 years of expertise & technology to your clients. to be added in. Meet Bywater. Please enter your user id and password. &A_6c${NVXd}=y2zR|2^ r];:Ml&;`V~D5;iKG`%d~HPZMcZ(h&juR %'e,jkD!X\1@ 1. as usual! HuQi R`rrgh|`H@,&F`@ 0000027408 00000 n startxref K`|1/I?8u/*bo>$C 0000014090 00000 n Complete the form below to enroll and get your eligible diabetes supplies shipped direct to your door. Cigna Health and Life Insurance Company (900 Cottage Grove Road, Bloomfield, CT 06002 USA) or Connecticut General Life Insurance Company (900 Cottage Grove Road, Bloomfield, CT 06002 USA) In California, Network plans are offered by Cigna HealthCare of California, Inc. Cigna Behavioral Health, Employee Assistance Program (EAP) As a third-party administrator, we specialize in helping small to mid-sized companies make the switch from fully insured to a self-funded plan, guiding and simplifying the process every step of the way. Bywater is a third-party administrator (TPA) of self-funded health insurance. Copyright 20082023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. Theyre on your side when it comes to questions on claims, renewals, vendor implementation, and more. It may not be complete. Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. 0000028532 00000 n Bywater provides employee benefits and group health insurance to small to mid size employers in the Cleveland-Elyria, OH Metro Area. 407.206.7300 We believe that they are an excellent company. Our team of experts is laser-focused on your success. Cigna. The legal entity insuring or administering any specific product may vary. CA - Cigna HealthCare of California, Inc.1. For the following services, we collaborate with Cigna's affiliate, eviCore Health (eviCore), to manage the precertification process and administration of the services. Your third-party administrator (TPA) services should work seamlessly with all of your health insurance partners. In California, Network plans are offered by Cigna HealthCare of California, Inc. Cigna Behavioral Health, Inc. and Cigna Behavioral Health of California, Inc.1. For 30 years, we have been lighting the way to better health by providing our customers an easier way to have products delivered directly to their door. What a bunch of b.s. The customer service representative was very knowledgeable about my health plan which helped a lot ! Edwards Health Care Services, Inc. (EHCS) is your first-choice provider of direct-to-home, high quality diabetes supplies. Bywater's mission is to deliver our customers the best experience possible. The Bywater Company is a full-service commercial real estate firm specializing in brokerage, consulting, development, and property management in the office, medical, industrial, and land sectors. As part of the Roundstone Insurance family, Bywater grew out of the need to offer self-insured employers participating in Roundstones group medical captive health insurance plan a better alternative for plan administration. 4The term "DHMO" is used to refer to product designs that may differ by state of residence of enrollee, including but not limited to, prepaid plans, managed care plans, and plans with open access features. To request precertification, use the contact information below or visit the website for next steps. With over 30 years experience, the CWIBenefits Third Party Administrator (TPA) Platform is the trusted service and benefits technology platform of Employers, Health Plans, and Benefits Administrators. Delivering value for Third Party Administrators. We offer turnkey online enrollment, billing, claims and call center operations to help you meet your benefit solutions strategies and needs so you can grow your business and attentively serve your membership. . jerej Jn Schedule Consultation Schedule Consultation Contact Info Visit Website Address 143 0 obj <>stream Learn How to State Your Case and Earn Your Raise, Climb the Ladder With These Proven Promotion Tips. 0000005576 00000 n We help increase your productivity and efficiency by providing friendly, expert, and data-driven administrative services to your employee health benefits plan. %%EOF Bywaters mission is to deliver our customers the best experience possible. Companies must offer compeitive benefits in markets like Cleveland-Elyria, OH due to increasing demand for employees. CareAlliesProvider Collaboration Solutions. For support, please emailsupport@choosebywater.comor call800.337.0792to contact customer service if you have any questions. The myCigna app gives you a new and improved way to easily access your important health information. - Randomly rejecting claims, even the recurring treatments, or COVID tests after exposure!! Together, we provide a fully integrated and turnkey solution designed to maximize savings and promote long-term cost containment, backed by data insights and professional expertise. All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, and not by Cigna Corporation. Cigna Behavioral Health, Inc. and Cigna Behavioral Health of California, Inc. Group Accident, Accidental Death and Dismemberment, Accidental Injury, Hospital Indemnity, and Critical Illness Insurance, Cigna Supplemental Benefits - Life, Health and Accident Insurance, Canada group medical, dental, vision, and evacuation plans. Our team always puts the customer first. Switching to a self-funded plan is easier when you have a trusted partner to help guide you. 307 0 obj <>/Filter/FlateDecode/ID[<922F595429F03242A768AF7997AEBB29><9026FA9FFCD51241847B932A1C65054F>]/Index[278 54]/Info 277 0 R/Length 134/Prev 477804/Root 279 0 R/Size 332/Type/XRef/W[1 3 1]>>stream Together with the TPA, our goal is to educate members so they can make better, more informed health care decisions. Health coverage is provided subject to any deductibles, co-payment, or coinsurance provisions. For 30 years, we have been lighting the way to better health by providing our customers an easier way to have products delivered directly to their door. Lovelace Health System accepts most major insurance plans so you can access all of our hospitals, health care centers and providers. You are always responsive and helpful. In jurisdictions outside the USA and Canada, products and services are offered by or through Cigna Global Insurance Company Ltd. or affiliates and contracted companies. This website is not intended for residents of New Mexico. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Bywater 2023 | Bywater is a third-party administrator managed by Roundstone Insurance. Request Information. This means you have access to Cigna's In-Network providers and . For other questions regarding eligibility and coverage of services, please contact your health plan representative. Under the Families First Coronavirus Response Act (FFCRA) and the CARES Act, individuals enrolled in a private health plan who purchase an over-the-counter COVID-19 test may be reimbursed by the health plan/insurer. Rates may vary and are subject to change. The worst insurance my husband's company has ever had, my husband needs to get a CT scan done Monday and they denied it!! Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. Hopefully some will be easier. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see ", "You guys are all AWESOME. Cigna Collaborative Care Listing Home Delivery Medical Supplies and Services Lifesource Organ Transplant Network Multiplan (Out-of-Network) Directory Payer Solutions Shared Administration Repricing (SAR) Choosing Wisely State of Vermont: Annual Hospital Report Cards Dental Dental PPO SA Plus or Dental PPO SA Directory Radius Dental Directory The language is easy to read and interpret, and coverage, exclusions, and financial obligations are clearly spelled out so everyone is on the same page. All insurance policies and group benefit plans may have exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued. Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see This website is not intended for residents of New Mexico. 0000008700 00000 n Learn about ByWater Solutions , including insurance benefits, retirement benefits, and vacation policy. Plans come with $0 virtual care and $0 preventive care Financial assistance available, if you qualify Additional coverage for diabetes and asthma/COPD, if needed Available for shopping during Open Enrollment (Nov 1-Dec 15, in most states) See what Cigna offers Were committed to helping you manage your health plan efficiently, with best-in-class service no matter your group size. Get tools and flyers to share with your clients Dental Network Together, we can build a solution that's right for your clients For more information, email CignaPayerSolutions@cigna.com or call 1 (888) 284-6851. 8. From our first introductions through annual renewals, and every step in between, you can expect attentive, personal care and clear communication from your Bywater Team. Any insurance company or agent of an insurance company who knowingly provides false, incompleteor misleading factsor information to apolicyholder or claimant forthe purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the "I havent had a chance to tell you thank you for all your efforts. I have wasted hours & hours on the phone with their customer service trying to make sense of their EOBs. For questions, please call 505.727.2727. 0000028053 00000 n Thank you for helping me lay this out in the correct fashion and report to my client with good info! They made me go through an entire appeal process to let them know I was not IN the hospital but referred there by my PCP simply to get an X-ray. 331 0 obj <>stream Here are the plans Lovelace Medical Group accepts. We have referred them to other property owners and will continue to do so. Cigna/GreatWest: 1-800-244-6224: www.cigna.com: Clear Spring Healthcare: 1-877-364-4566: www . 0000027529 00000 n The individual must have actively participated in the program for at least 3-6 months; Pre-operative nutritional counseling with a Registered Dietitian; United Health Care (UHC) Optum Center of Excellence Network (COE), Blue Cross Blue Shield Bariatric Resource Service (BRS). About Your Insurance Presbyterian Hospital accepts most major insurance, including Medicare, Medicaid, and Presbyterian Health Plan. We partner with you year-round, integrating our proprietary technology with attentive service and programs that help you meet your business needs and objectives. More than just a health insurance company, Cigna is a global health service company--dedicated to helping the . I find Bill Bywater to have high integrity, hes part of the local community, his roots are here, and he hires great people. Serving Central Florida for over 45 years, our services include landlord/tenant representation, owner/seller representation, investor/buyer representation, property management, site selection, property valuation, and asset management. Medical Claims. No vision or dental offered. 1 (800) 244-6224. In California, CWIBenefits, LLC does business as CWIBenefits Insurance Services (as agency) and CWIBenefits Administrator (as TPA). 0000005737 00000 n Learn about the medical, dental, pharmacy, behavioral, and voluntary benefits your employer may offer. 0000050665 00000 n Cigna Onsite Heath, LLC provides management services to worksite health and wellness centers in Michigan, Minnesota, New Jersey, and North Carolina. 0000005049 00000 n 0000026709 00000 n I could go on but I will suffice it to say to not use this company. Our network solutions help TPAs deliver what companies and employees need most in health care: quality and lower costs. Selected insurance that we accept are noted below. Product availability may vary by location and product type and is subject to change. I strongly recommend going with a different insurance company. Hiring The Bywater Company has turned out to be a super investment, as well as a pain-free, no headaches to me type of situation and relationship. In New Jersey, patient care services for worksite health and wellness centers are provided by Alegis Care, New Jersey, P.C. Disregard the Scranton, PA address on the ID card and submit all medical claims and correspondence to the appropriate Chattanooga, TN address shown in the tables of the November 2010 issue of Network News. PO Box 182223. 94 0 obj <> endobj Refer to your official plan documents for the name of the company that insures or administers your specific insurance policy or benefit plan. ", My Account Manager is responsive. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. They state this is "normal" but I've never had this issue with any insurance company before this one. You can easily: Verify member eligibility status View member benefit and coverage information Retrieve member plan documents View the status of your claims View member ID card Eligibility Inquiry 0000393640 00000 n This information was provided by Mployer Advisor. that insure or administer group HMO, dental HMO, and other products or services in your state). AZ - Cigna Dental Health Plan of Arizona, Inc. CA - Cigna Dental Health of California, Inc.1. If you are a participant please call 800.992.8088 or email customerservice@cwibenefits.com. 0000007851 00000 n Dental Claims. Try looking up a doctor, a clinic location, or information about a condition/treatment. 0000001617 00000 n Details, Group Health Maintenance Organization (HMO), including HMO Open Access (OA), Point-of-Service POS), and OA POS medical plans, All other group medical plans, and pharmacy and vision plans, Cigna Behavioral Health, Employee Assistance Program (EAP). IL - Cigna Dental Health of Kentucky, Inc. KY - Cigna Dental Health of Kentucky, Inc. MD - Cigna Dental Health of Maryland, Inc. MO - Cigna Dental Health of Missouri, Inc. NC - Cigna Dental Health of North Carolina, Inc. NJ - Cigna Dental Health of New Jersey, Inc. PA - Cigna Dental Health of Pennsylvania, Inc. VA - Cigna Dental Health of Virginia, Inc. For a complete list of both covered and not covered services under your plan or policy, including benefits required by your state, see your insurance policy, evidence of coverage, or your employers insurance certificate or summary plan description. Bywater members use Cigna's network of providers, with their health benefits plan administered by Bywater. CWIBenefits, LLC (CWI), is a technology based Third Party Administrator (TPA), offering total benefits administration services and data management. 0000009953 00000 n Bywater provides employee benefits and group health insurance to small to mid size employers in the Cleveland-Elyria, OH Metro Area. 0000018052 00000 n Together, we can build a solution that's right for your clients. Orlando, FL 32801 0000014378 00000 n They do offer a decent 401k package but their health insurance is not the best. %PDF-1.4 % Partner with Cigna Payer Solutions, and you'll have access to a broad portfolio of products and services, quality health care networks, and personalized account supportbacked by a global brand with more than 90 years of health service experience. Read full disclaimer. We offer turnkey online enrollment, billing, claims and call center operations to help you meet your benefit solutions strategies and needs so you can grow your business and attentively serve your membership. Read more on your rights and protections against surprise medical bills here. A person must have a body mass index (BMI) of 40 or greater, orBMIof 35 or greater with an obesity-related co-morbid condition including, but not limited to: **Please Note: All clinical guidelines and qualifying factors vary based on insurance company and the policies in place. 0000001945 00000 n They give you the run around and tell you that you need to take it up with Cigna, they dont handle thatCigna tells you that you need to talk with Bywater. Our office staff will happily verify your insurance benefit. 1For additional information and disclosures related to California HMO and other medical, behavioral and dental plans in California, visit https://www.cigna.com/individuals-families/member-guide/customer-forms/cigna-in-california. We have paid out more money ourselves than the insurance has. Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (LINA) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (NYLGICNY) (New York, NY), formerly known as Cigna Life Insurance Company of New York. No vision or dental offered. 0000027772 00000 n hb``b````e` @16zGm`!1l{E=>xmX01)0;w024`4oPp`bbs`fbI0r. View Top 10 List What's Included with Cigna? Companies must offer compeitive benefits in markets like Cleveland-Elyria, OH due to increasing demand for employees. The fact I had to explain that to them was completely ridiculous. As strategic relationship managers, we work together collaboratively to achieve our mutual objective quality, affordable care. Details. Cigna may not control the content or links of non-Cigna websites. Evernorth Care Group is the group medical practice division of Cigna HealthCare of Arizona, Inc. Being able to depend on responsiveness when its most critical provides me with a certain level of comfort., Implementation was a challenge for my team. As the trusted service and benefits technology platform of Employers, Health Plans, and Benefits Administrators, CWI has evolved to be a TPA, data integrator, and Software-as-a-Service vendor. 7In Virginia, worksite health and wellness centers are provided by Cigna Health and Life Insurance Company. CWIBenefits, LLC (CWI), is a Full Service Benefits Administrator, founded 30 years ago as a claims payment software vendor. Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (LINA) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (NYLGICNY) (New York, NY), formerly known as Cigna Life Insurance Company of New York. Phone: 800-992-8088; Email: info@cwibenefits.com; Find us on: Facebook page opens in new window Twitter page opens in new window Linkedin page opens in new window. 0000009397 00000 n At UCLAs Bariatric Surgery Program, we accept most of PPO insurance policies and select HMO policies with an authorization from your Primary Care Provider. Benefits are generous and internet and phone are paid. If you have questions about coverage, payment plans, or financial assistance, please contact your insurance provider or our business office. 0000027001 00000 n Im excited to start 2022 with Bywater and Veracity!! All insurance policies and group benefit plans contain exclusions and limitations. You can be ready to go in as little as 30 days from your initial implementation call! Life threatening cardio-pulmonary problems, (for example, severe obstructive sleep apnea, Pickwickian syndrome, obesity related cardiomyopathy). . CIGNA ID cards will continue to show the Scranton, PA address for claims and correspondence submission until they are updated throughout 2011. a listing of the legal entities ", "I love that Bywater is a TPA willing to meet the needs of our businesses with smaller employee populations. 201. The University of California, Los Angeles (UCLA) is designated as: To schedule a consultation with UCLA Bariatric Surgery in Los Angeles, California, call us at 310-825-7163 or fill out ouronline form. Chattanooga, TN 37422-7223. Bywater has partnered with EHCS to provide your diabetes supplies. However, it is important to check with our office to ensure your health policy covers your weight loss surgery procedure. In all other states (where available), Cigna Dental Care plans are insured by Cigna Health and Life Insurance Company, Cigna Health and Life Insurance Company or Connecticut General Life Insurance Company. I'm clumsy and get hurt often and this insurance keeps denying claims making me fill out a letter every time stating I wasn't in an accident. - Delayed response to providers (some claims were processed 6 months after submission); 105 E Robinson Street See monthly claims data trends and take steps to reduce costs and optimize plan utilization as necessary. Enroll Today for Fast, No Hassle Processing of Your Diabetes Supplies. Cigna offers quality plan options, personalized support, and low costs. Get tools and flyers to share with your clients. 2.0. This information is not currently maintained by, endorsed by or affiliated with, Religious, Civic and Social Organizations. Whether it is claims processing, enrollment, workers compensation or HR data management, we will continue to help meet your benefit plan administration needs. They do not help you in any way. When you get emergency care or get treated by an out-of-network provider at and in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing. So fast. Cigna is more than a health insurance company. Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. Former Employee. Implementation & integration is seamless, as we bring 30 years of expertise & technology to your clients. Edwards Health Care Services, Inc. (EHCS) is your first-choice provider of direct-to-home, high quality diabetes supplies. There is no guarantee of specific results. CO - Cigna Dental Health of Colorado, Inc. DE - Cigna Dental Health of Delaware, Inc. FL - Cigna Dental Health of Florida, Inc.6. If you are covered by health insurance, you are strongly encouraged to consult with your health insurer to determine accurate information about your financial responsibility for a particular health care service provided by a Centura Health facility. Tel-Drug, Inc. and Tel-Drug of Pennsylvania, L.L.C. provider has your correct Bywater Insurance information. Features available are based on the coverage you have with Cigna.
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