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Licences. I understand your frustration, especially when it's something that can be done quickly. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. No wonder the thing cost more than a billion dollars. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. After all, I was going to pay more money as opposed to the concession rate. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . From a creditworthiness point of view, this number should be at 30% or lower. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. Remember to top up with enough money to pay for your entire journey. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. You can also update it there if youre not on the latest version. The unused money remains on the card, losing value as fares increase over the years. But is it possible to go to a ticket booth. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. No. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. Contact us to request the transfer. Your original go card will be cancelled immediately and cannot be used for further travel. <>stream For more information, please see our 0000003014 00000 n If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. Youll need to complete a V/Line Passenger Refund Application Form. You can only have your Mobile myki active on one device at a time. For more information, visit the V/Line website. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Then I begrudgingly bought a new Myki card. *Rates, fees or bonuses may vary or include specific stipulations. 0000003206 00000 n Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. No. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. If these are your only two cards, your credit utilization ratio is 33.33%. You may also need to restart your phone after updating the app. Carrying that balance is costing you $1,000 a year in interest. Why do you need to keep swapping cards? WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Your card provider holds the right to approve or deny your request for a balance transfer. myki Pass Great if you travel often and on consecutive days. You'll need to buy and top up a new Mobile myki. I know there's nothing you can do. I searched everywhere. WalletHub Answers is a free service that helps consumers access financial information. 0000005511 00000 n If you have a Mastercard or VISA card you can get and top up a Mobile myki. <> No, you cannot transfer a balance from one Synchrony Bank credit card to another. . You will need to provide identification to show that you are the registered myki card holder. For more information, visit the V/Line website. Do You Have to Be a Student to Get a Student Credit Card? If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. Myki card Myki card child pages. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. Yes. There are three ways to replace lost or stolen myki cards: 1. The only way is to download a form, fill it out, post it in, and wait weeks. For instance, your applications for new cards and balance transfers remain subject to approval. Can you transfer MyKi balance from one card to another? Only needed to log on and change auto top-up to new card. Select the 'Activate' option. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. They earn interest on it. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. Done it twice now. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. xen0. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. Your Mobile myki expires after two years. 0000004886 00000 n How to Show Credit Worthiness without Credit? It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. 0000118744 00000 n 0000009156 00000 n I know it's not possible to do it online. 0000005223 00000 n A balance transfer does not happen automatically. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. This is a requirement of Google. But your balance can be transfer to another card at some of the PTV stations. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. 0000001429 00000 n To. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. 0000005119 00000 n I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. 183 0 obj You need to be connected to the internet to top up your Mobile myki. Myki (/ m a. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. Yes. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. Simply allow 24 hours for travel and transactions to appear. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. 0000003801 00000 n On Friday Martin. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. You can request a new, free myki smartcard through your online account. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. Click on "Select Offer.". Wtf? This will let you manage your myki as you would a physical myki card. Step 3: Review Card Offer Terms. 0000004362 00000 n In a couple of weeks I will be renovating and furnishing a new house. So I had a mobile MyKi with around $6.xx balance on it. This resets the fare expiry and gives you more time to complete your journey. hbbf`b``30 ap Im sure Myki could add this capability to their website if they cared to. What are the best cash back credit cards for fair credit? This will allow you to deactivate your Mobile myki. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". How balance transfers work Your current balance will be transferred to the new myki, which you can use immediately. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> How to Add Authorized Users & Employee Cards on a Business Credit Card? This is the case for all major credit card issuers. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Now you cannot access it on your original device. I'm in Adelaide. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> If you're still travelling after 2 hours, you'll be charged a daily fare. Press question mark to learn the rest of the keyboard shortcuts. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. endobj https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. You can also request up to two years of travel and transaction history by calling1800 800 007. Press J to jump to the feed. To learn how to do a balance transfer, review this step-by-step process. Tap Travel Card. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Your myki money or pass can then be transferred to a new smartcard. 0000002627 00000 n Enter your card number and other required information.4 I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. PTV does not have any access to any information within the Google Wallet app. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. 216 0 obj Do I ever lose the money . If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. The . The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. To transfer Myki you need to deactivate the myki card and move to the new device. You'll need your 15-digit myki number to register. Your Mobile myki will now appear in Google Wallet. According to the Fares and Ticketing Manual (ptv.vic.gov.au) They contacted me, I did it online and they posted me a new card. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. This helps you to avoid late fees and penalty APRs on your existing accounts. Once you do, carrying out a balance transfer becomes rather straightforward. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. 179 0 obj 0000011139 00000 n How can I check the balance of my myki card? General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. 0000002429 00000 n What is the best low interest credit card? If you register your myki, you can set Auto Top Upand manage your myki. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? FAX?! If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Opinions expressed here are the authors and/or WalletHub editors'. A non-centralised database/processing unit. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. But what if the amount is comparable to or less than the postage? 0000004863 00000 n The short version. There must be hundreds of thousands of Myki card balances in this situation, if not millions. You will need to provide identification to show that you are the registered myki card holder. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. 0000010193 00000 n Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. Your Mobile myki expires after two years. You may also receive a letter confirming the balance transfer. @john_miller 03/01/23 This answer was first published on 03/01/23. To replace your myki online, you must be requesting the same fare concession type as your original myki. No, you cannot transfer a balance from one Synchrony Bank credit card to another. Photo: 10255185_880/Getty Images. You can register online, via the PTV app or call 1800 800 007 and registration is instant. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. How are Banks Adapting to Meet New Needs Because of Coronavirus? To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? What to Do If You Cant Get a Student Credit Card? It has trouble with form-filling on mobile devices, however. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Whats the Difference between Business vs. Corporate Credit Cards? 0000008137 00000 n The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Here's where to find it: After logging in to your account, go to "Card Details.". When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. Your first touch on creates a 2 hour fare. The phone is awake whenever the screen is turned on, even it's locked. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card!